The current rate of a 20 USD Amazon gift card can vary depending on several factors. In the open market, it might not always be exactly 20 dollars in terms of face value being exchanged for cash or other forms of equivalent value.

Some individuals or platforms may offer to buy or sell Amazon gift cards at a price slightly below the nominal 20 USD value. This could be due to various reasons such as market demand and supply dynamics. For example, if there is a large supply of gift cards available at a particular time, the rate might be pushed down slightly as sellers compete to find buyers.
On the other hand, in certain situations where there is high demand for Amazon gift cards, perhaps during peak shopping seasons or when specific promotions are tied to gift card usage, the rate could potentially be closer to or even slightly above the 20 USD face value. However, this is not always the case and fluctuations are common in the secondary market for such gift cards.